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Personal injury and Court of Protection services

Safeguarding settlement awards to last a lifetime

Large personal injury and medical negligence settlements represent a complex mix of loss and opportunity. While they cannot undo the harm experienced or restore what has been lost, they provide the financial means to regain stability and plan for the future.

At Quilter Cheviot, our dedicated team of Court of Protection and personal injury specialists works closely with individuals, their families and legal professionals, including court-appointed deputies and trustees managing personal injury trusts. We help protect settlement awards with care and purpose, drawing on our experience to shape them into resilient financial strategies that support long-term wellbeing and peace of mind.

Would you like to speak to one of our specialists?

You can contact us by phone, email or simply complete the online form and our team will be in touch with you soon.

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Bespoke service, flexible delivery

We believe clients with complex financial needs benefit most when a financial planner and an investment manager work together. Each brings distinct expertise, with one focused on long-term planning and the other on managing investments with care and technical skill.

To ensure clients receive the support that best suits their circumstances, Quilter Cheviot offers two service models: 

Integrated model

Our in-house financial planners and investment managers work together to deliver a seamless service. Developed with input from deputies, trustees, families and clients, our integrated approach continues to evolve through our commitment to regular client feedback. Compensation awards are managed by a team who understands both the responsibilities of deputies and trustees, and the complexities of personal injury investment.

Collaborative model

For over 20 years, our investment managers have partnered with leading external advisers in the Court of Protection and personal injury spaces.

These advisers choose us for our specialist knowledge, adaptable investment solutions and responsive service, tailored to the needs of protected and injured parties and their legal representatives.

Who do our services help?

We support individuals who have received a large financial settlement, often following a personal injury or clinical negligence litigation. This includes those with and without mental capacity.

Our services are well placed to help deputies meet the requirements of the Office of the Public Guardian and Court of Protection. We also work closely with professional and lay trustees, lawyers, families and clients to deliver personalised financial planning and investment solutions.

How can we help after settlement?

We offer ongoing, holistic guidance that adapts to changing needs. From forecasting financial scenarios to managing portfolios and care costs, our services are designed to provide lasting peace of mind.

Clear reporting, online access and prompt communications to help professionals and individuals stay informed and in control.

How can we help before settlement?

While our core expertise lies in post-settlement services, we also offer valuable support in the lead up to settlement. This includes strategic advice on investing interim payments and helping individuals and families explore how a future award might be structured and used using our cashflow modelling service.

Clear roles, strong accountability

In areas like the Court of Protection, where fiduciary integrity is paramount, we believe that having the roles of financial planner and investment manager separate is essential to maintaining transparency of service.

While some providers choose to combine these roles within a single dual qualified individual, we feel that doing so can blur the lines of accountability. Our approach ensures that each professional acts solely within their remit, reinforcing the trust placed in us by deputies, families, and legal professionals.

Our national team of specialists

We have specialist financial planners and investment managers in all our offices throughout the UK, meaning clients and their legal professionals have access to local specialists who understand the complexities of managing large settlement awards.

Our offices Our offices

Our experience in numbers

20
The national team have over twenty years of experience of working within the court of protection and personal injury spaces.
160
Of the 160 deputyships we manage settlement money on behalf, 50% involve damages awards paid to people with catastrophic injuries.
1.8 billion
£1.8 billion of trust assets managed for over 2000 trustees.
350 million
Over £350 million managed via Court of Protection deputyships.

Would you like to speak to one of our experts?

You can contact us by phone, email or simply complete the online form and our team will be in touch with you soon.

Contact us

The value of your investments and the income from them can fall and you may not recover what you invested.