An introduction to the AIM service

The AIM strategy is designed to:

• Preserve capital
• Pass on more wealth to your loved ones, such as children and grandchildren – saving them up to 40% tax

Watch time: 2 minutes

The Quilter Cheviot AIM strategy is relevant for anyone who has an estate large enough that it will likely incur IHT upon death, and is also comfortable with high-risk investments.

Watch time: 1 minute

• Our focus is to shelter assets from inheritance tax (IHT)
• Capital preservation is our key objective

Watch time: 3 minutes

Find out how the strategy is managed in four steps.

Watch time: 2 minutes

When considering new stocks, we investigate attractive market, business model, strong financials, ESG, valuation and M&A.

Watch time: 3 minutes

Typically, we have 16-24 stocks in the AIM portfolio.

Watch time: 1 minute

We work closely with the Responsible Investment Management team at Quilter Cheviot, working towards positive change.

Watch time: 2 minutes

• Clients can invest in our AIM strategy through a Financial Adviser
• Ensure you are comfortable with a high level of risk with investing
• This isn’t a service that is available through any investment platforms, so you will be investing directly with Quilter Cheviot

Watch time: 2 minutes

• The AIM strategy is an actively managed service
• Portfolios can be rebalanced as frequently as needed

Watch time: 2 minutes

• The AIM strategy is annually reviewed by independent third-party tax experts
• An important note – HMRC assess business relief on an individual basis at the time of death as part of the probate process

Watch time: 1 minute

• By allocating to the AIM service via a flexible ISA, you can shelter your assets from CGT and Income Tax as well as IHT
• You can invest flexibly, allocating a portion of ISA portfolio into the AIM strategy

Watch time: 2 minutes

• Having our own dealing team helps with the process of trading, matching buyers and sellers and ensuring we get the best price possible

Watch time: 2 minutes

There are two costs to be aware of:

• Initial charge 1% – capped at £5,000
• Annual management charge – 1.25% (dealing costs included)
• Both plus VAT

Watch time: 1 minute

• Analysing new information
• Attending analyst meetings
• Staying on top of industry news flow
• Meeting experts

Watch time: 1 minute

We use the Numis Alternative Investment Market Index.

Watch time: 2 minutes