What is wealth management?
Wealth management is a holistic approach to managing the financial resources and assets of affluent, high-net-worth (HNW), and ultra-high-net-worth (UHNW) individuals and families. It involves expert integration of several financial planning and investment management disciplines to grow, preserve, protect, and pass on wealth tax-efficiently. Please be aware, tax treatment varies according to individual circumstances and is subject to change. Also, estate planning is not regulated by the Financial Conduct Authority.
The best of both worlds
Wealth management services combine the expertise of both Quilter Cheviot Financial Planning's financial planners and Quilter Cheviot’s investment managers. It's a more integrated and holistic approach, providing an overarching wealth management strategy that can make a real difference in your financial journey.
What does a financial planner do?
They provide a tailored plan and financial advice, ensuring your money is structured correctly and in the right place to grow. A financial planner should be as essential as using an accountant or lawyer when needed.
What does an investment manager do?
They adopt a bespoke approach to your investments, skilfully seeking to grow and preserve your wealth while ensuring your personal objectives and risk attitudes are met.
The benefits of a combined approach to wealth management
Seamless service delivery
A joint approach simplifies your journey, removing the need to deal with several different companies to achieve your unique financial goals.
Breadth of experience
Combining experts means access to dedicated specialists and teams, including researchers, analysts, paraplanners and portfolio managers.
A more tailored approach
Together, we will discover your investment needs and preferences, allowing our team to deliver bespoke services tailored to you.
What are your financial goals?
Our wealth management service can typically help our clients achieve any of the following financial goals.
Ensuring you maximise your standard of living for when you are ready to stop working so hard.
Protecting you and your family's standard of living against the unexpected.
Making the most of tax-efficient investment opportunities so that money is available when you want to spend it.
Helping small and medium-sized enterprises to grow and become more profitable.
Preserving the value of your estate for the benefit of your family.
Retaining more of your hard-earned money by protecting you against paying unnecessary taxes.
How wealth management works
We start by getting to know you - your circumstances, financial goals, and life ambitions. We end with a tailored financial plan detailing the steps to achieve your goals or overcome complex financial matters. And our ongoing money management services will help to adapt your strategy to changes in your life, the economy, and financial regulations.
Latest wealth management insights
Quilter Cheviot Financial Planning only: This financial promotion was approved by Quilter Financial Services Ltd and Quilter Mortgage Planning Ltd on 28 November 2023.