You can trust us to keep your assets secure.
We ensure that all regulatory rules are complied with and maintain strict governance procedures to safeguard your money. The way we hold your money and investments is strictly regulated and all client money is separated from that of our own business.
We hold your money for you in trust, placing it on deposit for you. It remains your money at all times. It is ring-fenced from our own assets. We are not a bank and do not use your money to run our own business.
Your money is held in pooled client money bank accounts in banks that meet all the appropriate local regulatory requirements. We review the banks we use in our Client Money & Counterparty Committee quarterly meetings. The overriding premise of any decision they take is the security of your money.
We use a nominee service to register and administer your assets. Our nominee companies are wholly-owned subsidiaries of Quilter Cheviot. We operate pooled designated accounts. This means your assets in a particular investment may be pooled together with those of our other clients.
Investments in our custody but not held in our nominee company (generally overseas and unit trust investments) are held using the services of unaffiliated approved custodians.
We are committed to exercising due skill, care and diligence to appoint and oversee any third-party custodians.
Your assets are segregated from the assets of Quilter Cheviot and are subject to regular reconciliation. You retain full beneficial ownership of your assets at all times.
In the highly unlikely event of Quilter Cheviot’s insolvency, your assets are ring-fenced and safeguarded. This separation means that they could not be used to settle any of Quilter Cheviot’s liabilities.
We have substantial insurance cover over the aspects of our business that could lead to financial loss including fraud, negligence or theft.
Read our full guide to How Quilter Cheviot Keeps Your Assets Secure.
You can be reassured by this because it means the way we hold your money and investments is strictly regulated and all client money is separated from that of our own business.
Come and see us so we can start working to get you closer to your personal financial goals.
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