Pension Portfolio Service

Pension Portfolio Service

Pension fund management is a core part of our business, particularly with the introduction of auto, enrolment rules, which mean that by law all companies must offer employees a pension.

We manage investments on behalf of a wide range of pension schemes, covering:

  • Self-invested personal pensions (SIPPs)
  • Defined benefit
  • Defined contribution
  • Small self-administered schemes (SSASs)
  • Group SIPPs and offshore pension arrangements

The key to our success in understanding the unique challenges and goals of each scheme is our ability to combine a highly personal service, local expertise and some of the best investment knowledge and resources in the sector.

The same high level of personal service for all

All our clients are treated the same, regardless of whether they are an individual looking to save for retirement, or a company setting up a scheme under the new auto enrolment rules.

We ask the questions that count

Ensuring we match each of our clients’ unique requirements with the right investment opportunities to achieve their goals through carefully considered long-term investment.

A bespoke investment approach

No two pension schemes are the same, which is why we can develop a bespoke investment approach for each fund.

This includes:

  • Tailored service to meet the mandate set by the trustees or SIPP member, their investment consultant, actuary or other adviser
  • Auto enrolment default schemes for corporate clients
  • Portfolios designed to meet a target return with proactive asset allocation
  • Specialist benchmark constructed when consulting with the trustees
  • Bespoke fixed interest portfolios to assist with liability matching.
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Our Reporting process is built on: 

  • Regular, clear communication – with trustees and their advisers. Usually on a quarterly basis, but additional reporting frequencies are available.
  • A structured and comprehensive approach – tailored to meet clients’ specific needs.
  • An online service – secure, password-protected website providing easy access for trustees, SIPP members and financial advisers to view portfolio valuations and transaction schedules online.
  • A yearly reporting schedule – including SORP7 reporting for occupational schemes; GIPS methodology performance reporting; A consolidated tax certificate in an HMRC approved format; A transaction schedule outlining the changes to the portfolio; a year-end valuation.

Offshore bonds

We manage the underlying investments of Offshore Investment Bonds through a large number of providers and have a clear understanding of the tax benefits your clients can receive in holding their investments in these structures. Our investment expertise in managing portfolios invested wholly in collectives has been fine-tuned over many years and encompasses a variety of market conditions.